Franchises Under $100K

Are you looking to invest in a franchise under $100,000

Browse our list below for the top 100+ franchises under 100k.

Check out our video where we review everything you need to know about the best franchises under $100k.

  • There are no listings matching your search. Reset Filters
  • Best Franchises Under $100k

    There are a few key industries that are well-suited for those looking to invest in a franchise under $100,000. There are some industries that you might want to stay clear of and think about only if you have more capital to invest ($200,000+) in the business.

    SBA Franchise Loan Available 

    One good thing, you don’t have to have that $100,000 in cash. If you’re a U.S. citizen, green card holder, you might be eligible depending on the business for an SBA 7(a) loan. So that’s from the small business administration where they’re backing the majority of that loan, and you get the loan through a commercial bank. Right now, rates are at 5%. So, if you’re investing in a franchise that’s $100,000, you could potentially put up $30,000 cash, get a loan for $70,000 at a 5% interest rate to help support the initial start-up of your business, as well as sustain the growth, and so you start to draw dividends from your business. So on our portal, we have over 600 opportunities available starting at less than $100,000.

    Best franchise to buy under 100k – Not food related!

    Now, most of these are gonna be dominated by the service industry. When I talk about service, I mean the following industries. Home care, property management, accounting, commercial cleaning, cell phone repair, different retail service businesses, education that would include tutoring as well as STEM education businesses. You can also look to convert an existing business that you own, say a small cell phone repair business into a franchise business to leverage the brand technology system of that franchisor for a franchise investment under $100,000.

    Franchise Return on Investment 

    If you invest under $100,000 into a franchise, get ready to work hard. Generally, it’s gonna take three to 12 months just to break even. So you’re gonna have to have additional capital or maybe you’re married to a sugar mama, sugar daddy that makes a lot of money or has a lot of capital that you don’t have to worry as much for those first three to 12 months before you break even and start taking a salary or taking distributions from the company. So it’s the key first year, you’re basically living off your savings, or your spouse has a great job, or you have assets that to live off of.

    2nd & 3rd years of owning a franchise under $100k

    Second-year, generally, you’re gonna have a tight budget, kinda have to watch your expenses. And then going into the third year is where generally growth continues to accelerate. You can take more and more profits out of a business that you invested up to 100K. Again, though, profits generally don’t really come until well into the second and third year. So, say, you invested $80,000 into a property management business, it could be months until you take some cash out of the business. However, you’re at year three, there are some systems that average franchisees do sales of $500,000 at a profit margin of 30%. So, of that business that you invested $80,000, you taking out $150,000 in cash in the form of salary and dividends, and you have a pretty stable business, and you’ve created an asset now.

    Make a 3-5X Return on Investment? 

    As a property management business, an accounting business, insurance franchise that you do sales of $500,000, right now you could probably sell for one times the revenue. So business that you initially invested $80,000 or $100,000, you could sell at a later date for nearly $500,000, representing a pretty nice return on your investment. Beware of franchisees that you invest, say $100,000 that have sales of $100,000. It’s better to so buy that business on the open market than start it off from zero. A big, important thing to look at is the multiple sales over the initial investment amount. For franchisees under $100,000, I like to see sales represent 3, so 6 times the initial investments to start that business.

    So given the example, you open up an insurance business, say for $100,000, I’d like to see sales once you hit maturity, could be in year two, year three of $300,000, $400,000, $500,000 as there are many franchisees that are competitively positioned where that’s gonna be your return, and service-based concepts, the profit margin can be anywhere from 20% to 40% plus for those that are active on our operators.

    Leading Franchise Platform – Vetted Biz

    Be mindful of your time, last thought. It’s gonna take you time to select the business, to invest in a business. At Vetted Biz, we can help you on that side. But in terms of launching the business, you’re there together with the franchisor to get that business open and to get it profitable. So, you have to budget in how much your time is worth and how much time you’re allocating to that business in each step to see if it makes more sense to just continuing to be an employee or looking at some other business endeavor because you’re gonna have anywhere six months, 12 months where you’re not taking money out of the business so you have to budget in your time as well.

    How about listening to this article in Podcast format?
    Check it out! Click and stay tuned!

    Franchise Findings Podcast

    Franchise Findings Apple Podcast

    Your Suscription has expired!

    Looks like your subscription is due. Please renew to keep using our services.

    Share link


    Downgrade subscription

    You are going to downgrade your subscription.This action will proceed the difference in cost of plans and reset subscription period after moneyback.

    Vetted Member $79/month

    Simple Start Free

    Upgrade subscription

    You are going to upgrade your subscription.This action will proceed the difference in cost of plans and reset subscription period after moneyback.

    Simple Start Free

    Vetted Member $79/month

    Cancel subscription

    You’re about to cancel your subscription. Please confirm by clicking on the “Cancel Subscription” button below.

    Performing this action will delete your account.

    Plan Updated

    Your current subscription plan is:

    Vetted Member $79/month

    Support Form

    Please fill out the form below with any technical issues, questions or feedback you might have.

    Sorry. You must be logged in to view this form.


    Help us to bring you more value